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Wondering if you should simply “walk away” and let the property foreclose vs. sell your property as a short sale? This is a question many homeowners ask. Foreclosure is not a good option and can have severe consequences, including deficiency judgments to pay back your lender (and even your mortgage insurer) for the remaining balance, wage garnishment and sometimes loss of one’s job. You may be sued many years after you think it is all over and you are back on your feet.